:root{
  --navy:#0f2747; --navy-2:#173660; --navy-deep:#0a1c34;
  --silver:#8a929e; --silver-light:#c9ced6; --silver-pale:#eef0f3;
  --ink:#1d2633; --muted:#5b6574; --white:#fff; --line:#e3e6eb;
  --serif:"Cormorant Garamond","Playfair Display",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --radius:6px; --max:1160px; --header-h:76px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 8px)}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--white);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);font-weight:600;line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.5rem,5.6vw,4.4rem);letter-spacing:-.01em}
h1 em{font-style:italic;color:var(--silver);font-weight:500}
h2{font-size:clamp(2rem,3.6vw,2.9rem)}
h3{font-size:1.5rem}
p{margin:0 0 1em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{font-family:var(--sans);text-transform:uppercase;letter-spacing:.22em;font-size:.75rem;font-weight:600;color:var(--silver);margin-bottom:1.1em}
.eyebrow.light{color:var(--silver-light)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);-webkit-backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:0 4px 20px rgba(15,39,71,.06)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;height:var(--header-h)}
.brand img{height:46px;width:auto}
.site-nav{display:flex;align-items:center;gap:34px}
.site-nav a{text-decoration:none;color:var(--ink);font-size:.93rem;font-weight:500;letter-spacing:.02em;position:relative}
.site-nav a:not(.nav-cta)::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:1px;background:var(--silver);transform:scaleX(0);transition:transform .2s}
.site-nav a:not(.nav-cta):hover::after{transform:scaleX(1)}
.nav-cta{border:1px solid var(--navy);padding:9px 20px;border-radius:var(--radius);color:var(--navy)!important;transition:background .2s,color .2s}
.nav-cta:hover{background:var(--navy);color:#fff!important}
.nav-toggle{display:none;background:none;border:0;padding:10px;cursor:pointer}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:transform .2s,opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font-weight:500;font-size:.98rem;padding:14px 28px;border-radius:var(--radius);border:1px solid transparent;transition:background .2s,color .2s,border-color .2s,transform .2s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2)}
.btn-ghost{border-color:var(--silver-light);color:var(--navy);background:rgba(255,255,255,.6)}
.btn-ghost:hover{border-color:var(--navy)}
.btn-lg{padding:16px 34px;font-size:1.05rem}

/* Hero */
.hero{position:relative;overflow:hidden;padding:120px 0 130px;
  background:
    radial-gradient(circle at 85% 20%,rgba(138,146,158,.18),transparent 45%),
    radial-gradient(circle at 10% 90%,rgba(15,39,71,.07),transparent 40%),
    linear-gradient(180deg,#fff 0%,#f5f6f8 100%)}
.hero::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;
  background-image:linear-gradient(rgba(15,39,71,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(15,39,71,.045) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:linear-gradient(90deg,transparent 0%,#000 55%,#000 100%);mask-image:linear-gradient(90deg,transparent 0%,#000 55%,#000 100%)}
.hero::after{content:"";position:absolute;right:-140px;top:50%;width:560px;height:560px;transform:translateY(-50%);border-radius:50%;
  border:1px solid rgba(138,146,158,.55);outline:1px solid rgba(15,39,71,.10);outline-offset:26px;pointer-events:none}
.hero-inner{position:relative;z-index:1;max-width:var(--max)}
.hero h1{max-width:820px}
.lead{font-size:1.18rem;color:var(--muted);max-width:640px;margin-bottom:2em}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px}

/* Sections */
.section{padding:110px 0}
.section-tint{background:var(--silver-pale)}
.section-navy{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 60%,var(--navy-2) 100%);color:#dfe3e9}
.section-navy h2{color:#fff}
.section-head{max-width:680px;margin:0 auto 60px;text-align:center}
.section-head p:last-child{color:var(--muted)}
.section-head.left{text-align:left;margin:0}
.section-head h2::after{content:"";display:block;width:56px;height:1px;background:var(--silver);margin:22px auto 0}
.section-head.left h2::after{margin-left:0}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.card{background:radial-gradient(120% 70% at 100% 0%,rgba(23,54,96,.07) 0%,rgba(23,54,96,0) 55%),linear-gradient(180deg,#fff 0%,#fafbfc 100%);overflow:hidden;border:1px solid var(--line);border-radius:var(--radius);padding:40px 38px;position:relative;transition:box-shadow .25s,transform .25s,border-color .25s}
.card::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:linear-gradient(90deg,var(--navy),var(--silver));border-radius:var(--radius) var(--radius) 0 0;transform:scaleX(.18);transform-origin:left;transition:transform .35s}
.card:hover{box-shadow:0 22px 48px rgba(15,39,71,.13);transform:translateY(-5px);border-color:#cfd5de}
.card::after{content:"";position:absolute;right:-60px;top:-60px;width:180px;height:180px;border-radius:50%;border:1px solid rgba(15,39,71,.07);box-shadow:0 0 0 22px rgba(15,39,71,.025);pointer-events:none}
.card:hover::before{transform:scaleX(1)}
.icon{position:relative;width:68px;height:68px;border-radius:50%;display:grid;place-items:center;color:#fff;background:radial-gradient(circle at 30% 25%,#2f5a92 0%,var(--navy-2) 38%,var(--navy) 70%,var(--navy-deep) 100%);box-shadow:0 0 0 5px #fff,0 0 0 6px var(--silver-light),0 10px 24px rgba(15,39,71,.28),inset 0 1px 0 rgba(255,255,255,.18);margin:6px 0 26px 6px;transition:transform .3s,box-shadow .3s}
.icon::after{content:"";position:absolute;inset:0;border-radius:50%;background:linear-gradient(160deg,rgba(255,255,255,.22),rgba(255,255,255,0) 45%);pointer-events:none}
.icon svg{position:relative;z-index:1;width:38px;height:38px;filter:drop-shadow(0 1px 1px rgba(0,0,0,.25))}
.card:hover .icon{transform:translateY(-2px) scale(1.04);box-shadow:0 0 0 5px #fff,0 0 0 6px #aeb6c2,0 14px 30px rgba(15,39,71,.34),0 0 26px rgba(47,90,146,.25),inset 0 1px 0 rgba(255,255,255,.18)}
.card h3{font-size:1.65rem}
.card p{color:var(--muted)}
.card ul{list-style:none;margin:18px 0 0;padding:18px 0 0;border-top:1px solid var(--line)}
.card li{position:relative;padding-left:20px;font-size:.95rem;margin:6px 0}
.card li::before{content:"";position:absolute;left:0;top:.7em;width:8px;height:1px;background:var(--silver)}

/* Who */
.split{display:grid;grid-template-columns:1fr 1.15fr;gap:70px;align-items:center}
.who-list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.who-list li{background:#fff;border-left:2px solid var(--navy);padding:20px 24px;border-radius:0 var(--radius) var(--radius) 0;color:var(--muted);box-shadow:0 2px 10px rgba(15,39,71,.04)}
.who-list strong{display:block;font-family:var(--serif);font-size:1.3rem;color:var(--navy);font-weight:600;margin-bottom:2px}

/* Steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:s}
.steps li{position:relative;padding-top:28px;border-top:1px solid var(--silver-light)}
.steps li::before{content:"";position:absolute;top:-4px;left:0;width:7px;height:7px;border-radius:50%;background:var(--navy)}
.step-num{font-family:var(--serif);font-size:2.6rem;color:var(--silver);line-height:1;display:block;margin-bottom:12px}
.steps h3{font-size:1.45rem}
.steps p{color:var(--muted);font-size:.97rem}

/* About */
.about{display:grid;grid-template-columns:260px 1fr;gap:70px;align-items:center;max-width:1000px}
.about-mark{width:240px;height:240px;border-radius:50%;background:#0F2747;padding:0;box-shadow:0 0 0 1px rgba(184,192,203,.7),0 0 0 14px rgba(255,255,255,.04),0 0 0 15px rgba(184,192,203,.22),0 20px 50px rgba(0,0,0,.35)}
.about p{font-size:1.08rem;color:#d3d9e1}

/* Contact */
.contact{background:
  radial-gradient(circle at 50% 0%,rgba(138,146,158,.16),transparent 55%),#fff}
.contact-inner{text-align:center;max-width:680px}
.contact-inner > p{color:var(--muted)}
.contact-inner .btn{margin-top:14px}
.contact-email{margin-top:22px;font-size:1rem}
.contact-email a{color:var(--navy);text-decoration:none;border-bottom:1px solid var(--silver-light)}
.contact-email a:hover{border-color:var(--navy)}
.contact-loc{font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;color:var(--silver)!important}

/* Footer */
.site-footer{background:var(--navy-deep);color:#a9b2bf;padding:56px 0 40px;font-size:.9rem}
.footer-inner{display:grid;grid-template-columns:auto 1fr auto;gap:40px;align-items:center}
.footer-logo{height:40px;width:auto}
.footer-nav{display:flex;gap:26px;justify-content:center}
.footer-nav a,.footer-meta a{color:#d3d9e1;text-decoration:none}
.footer-nav a:hover,.footer-meta a:hover{color:#fff}
.footer-meta{text-align:right}
.footer-meta p{margin:0 0 4px}

/* Responsive */
@media (max-width:1000px){
  .steps{grid-template-columns:repeat(2,1fr);row-gap:44px}
  .split{grid-template-columns:1fr;gap:40px}
  .footer-inner{grid-template-columns:1fr;text-align:center;justify-items:center;gap:24px}
  .footer-meta{text-align:center}
}
@media (max-width:820px){
  :root{--header-h:66px}
  .brand img{height:36px}
  .nav-toggle{display:block}
  .site-nav{position:absolute;top:var(--header-h);left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 22px;border-bottom:1px solid var(--line);box-shadow:0 14px 30px rgba(15,39,71,.08);display:none}
  .site-nav.open{display:flex}
  .site-nav a{padding:14px 0;border-bottom:1px solid var(--line)}
  .site-nav a::after{display:none}
  .nav-cta{margin-top:14px;text-align:center;border-bottom:1px solid var(--navy)!important}
  .cards{grid-template-columns:1fr}
  .about{grid-template-columns:1fr;gap:36px;text-align:center}
  .about-mark{margin:0 auto;width:180px;height:180px}
  .hero::after{width:380px;height:380px;right:-200px;top:18%}
}
@media (max-width:560px){
  body{font-size:16px}
  .brand img{height:30px}
  .footer-logo{height:32px}
  .section{padding:76px 0}
  .hero{padding:72px 0 84px}
  .lead{font-size:1.06rem}
  .hero-actions .btn{flex:1 1 100%;justify-content:center}
  .card{padding:30px 24px}
  .icon{width:60px;height:60px;margin-bottom:22px}
  .icon svg{width:32px;height:32px}
  .steps{grid-template-columns:1fr;row-gap:36px}
  .section-head{margin-bottom:44px}
  .footer-nav{flex-wrap:wrap;gap:16px 22px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}